About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

Being in the safety of your home is a blessing today. Spending more time in the comfort of your home might want you to renovate or even redecorate it.

Go on and bring in some newness to your home with the Exel Funds of Home Loan. We give you the ease of quick processing and repayment options.


Get expert advice and unmatched service at every step, with minimal and hassle-free documentation. Benefit from pocket-friendly EMI options and flexible repayment tenures.

Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from Exel Funds Limited. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

Exel Loans offers home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. Borrow introduce home improvement loan. It is with basic rate and flexible EMI repayment.For more detail you can check our loan products.

Get financing for whatever you need now

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Features of Home Loan

All loans are not created equal, Exel Loans home loan has become a great option for people to use.

Salaried & Self Employed

Our loan sanction is one of the quickest with easy documentation and doorstep service available upon request globally.

Loan For Agriculturists

All charges are communicated up front in writing along with the loan quotation. Exel Loans have a strict No-Hidden Charges policy.

Home Loans For Non-Residents

Being a globally recognozed loaning facility. Exel Loans offer loans to all citizens of any nationality with proofen documentation.

Easy Morgage

Mwtweo Loans offers the most stress-free mortgaging systems.

Home Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: $900

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Other Loan institutions will charge you an early repayment fee of around one to two months' interest. At Exel Loans you can make full or partial early payments of up to $200,000 a year without being hit with penalty fees.

YES WE OFFER REFINANCING.

Our consolidation or refinancing loans are designed to help you manage your financial commitments and ease your cash flow. If you have a number of existing agreements, credit card balances and other regular finance repayments a consolidation loan may be the way forward. A consolidation loan would combine your monthly payments over a term that suits and free up your cash flow. This non-secured loan product can be used for a variety of purposes giving you more control over your financial commitments. A refinance loan may be required if you wish to release some equity from business assets or vehicles.

Poor credit isn’t necessarily a barrier to getting a Start Up Loan, however we do carry out a full credit check on applicants. Exel Loans is committed to lending responsibly and has to ensure that applicants will be able to repay the loan.

If you are on a Debt Relief Order (DRO), you are subject to restrictions around setting up and promoting a business and acting as a director. These restrictions may make it difficult for you to launch your business and, therefore, to repay any loans taken out for that business. Exel Loans and its Delivery Partners are responsible lenders committed to ensuring that we don’t compound any credit issues that applicants have by increasing their financial indebtedness. We are therefore unable to support individuals until they have been discharged from any outstanding DRO.

Yes, you are still eligible to apply for a Start Up Loan if you are purchasing an existing business, even if it has been trading for more than two years under different ownership, provided you have personally not owned the business for more than two years. In this instance, you will be required to have sourced a copy of the financial accounts for the business and will need to provide these along with your application. Please note that if the business was previously or is currently operating at a loss, you will be expected to address this issue directly in your business plan.

No, your business does not need to be registered with Companies House or HMRC in order to apply for a loan from Exel Funds.

Each individual can borrow between $2,000 and $2,500,000 at any one time. Please note if multiple business partners are each applying for a loan for the same business, a maximum of $3,000,000 may be lent that that business in its lifetime which may impact upon the amount you are personally able to borrow.

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Now apply for a Home Loan online, All you need to do is provide your details below application form.